About us

CTOS Digital Berhad is the holding company of ASEAN’s leading credit reporting agencies namely CTOS in Malaysia and BOL in Thailand. Founded in 2014, we are headquartered in Kuala Lumpur, Malaysia. The Group offers a broad suite of innovative digital products and credit risk management solutions and services which gives us a solid platform to thrive not just in credit reporting, but also in digital credit decisioning across Southeast Asia.

Our mission is to help empower individual and businesses to make sound credit decisions confidently, leading to better financial health with crucial access to data and insights at greater ease and speed. Our vision is to make Malaysia a centre of excellence for credit reporting in ASEAN. Read more…